Payments & digital finance
You digitise producer payments, fund collection and credit, from the village all the way to the account of the agro-industrial company.
Mobile payments, fund collection and transfers, e-wallets, producer payments and digital credit.
What this service covers
This service covers mobile payments, fund collection and transfers, e-wallets, cashless payment of producers by cooperatives, buying houses and processors, and digital credit granted on the basis of transaction history. It is delivered by fintechs and mobile-payment operators, with the support of banks and microfinance institutions that connect these flows to accounts. Typical deliverables are the integration of a payment solution, the opening of wallets for producers, traceable settlements and transaction statements. It differs from conventional financing in that it is instant, paperless and built on usage data rather than on a credit file prepared in advance.
- Integration of mobile-payment solutions into buyers’ management systems
- Opening and management of e-wallets for producers and producer groups
- Bulk payments, secure fund collection and transfers in rural areas
- Scoring and digital credit built on transaction history
- Interoperability with banks, microfinance institutions and traceability platforms
- Transaction security, compliance and fraud prevention
Benefits for producers, cooperatives, companies and institutions
Producers receive their payment quickly and safely, without travelling or handling cash.
Cooperatives pay their members in a traceable way and document their flows for their financiers.
Processing companies and buying houses cut the risks and costs of transporting cash to the field.
Exporters can prove the origin and settlement of their purchases to buyers and certification bodies.
Financial institutions gain access to transaction histories that help them extend credit.
Why this service matters in Cameroon and Central Africa
In Cameroon and Central Africa, mobile money has changed the way cash circulates, reaching rural areas far from any bank branch. Fintechs and payment operators, together with banks and microfinance institutions, give agri-food value chains a tool that secures producer payments, smooths collection by cooperatives and buying houses, and leaves a usable record for traceability and credit. This usage data opens the way to digital credit and to the financial inclusion of family farmers. The service thus forms an infrastructure of trust that links the field, the factory and the market, in support of the Produce – Process – Export doctrine across the whole ecosystem.
The types of actors concerned — and what the listing brings them
● delivers this service as a core activity — DADX.F2 · Finance
Your fintech or mobile-payment service reaches the cooperatives, buying houses and processors that pay many producers and need a reliable solution.
○ delivers this service as a secondary activity — DADX.F2 · Finance
Your bank connects its accounts and services to the mobile-payment flows of the agro-industrial companies referenced in the network.
○ delivers this service as a secondary activity — DADX.F2 · Finance
Your microfinance institution offers wallets and digital credit to the producers and groups identified within the network.
The headings a provider of this service should declare in its directory profile: they are reviewed at verification and read first by project promoters.
The strategic value of the XP-NOVA listing
Your listing makes your payment and digital-finance solutions visible to cooperatives, buying houses, processors and exporters.
You gain access to projects in the network that want to digitise the payment of their producers and the collection of their funds.
You join a network where software providers, banks, microfinance institutions and producer organisations connect their tools to yours.
XP-NOVA validation confirms your licence and references, a mark of trust for users who entrust you with their financial flows.
Your listing in three steps
The path is the same for every provider of this service; choose above the type of actor that matches you to reach a pre-filled form.
- Submit your information
You enter your organisation, your position in the architecture (actor type pre-filled), the services you deliver, your area of operation and your contacts. The profile is created as pending and you receive your access.
- Verification and validation by XP-NOVA
The XP-NOVA team reviews the profile: consistency of the position, reality of the declared service, completeness of the headings above. If there is a reservation, the reason is sent to you and you complete it.
- Official publication in the directory
Once validated, your profile is published under your actor code, with the service listed. You keep it up to date from your area: contact details, logo, capacities, description.
Already registered? Go to my area · Family Financial DS.S39
Submitting your request is free of charge. The assignment quote is issued after the official opening of the file (FOD). First reply within 48 working hours.
List my services